Cars, Cardio, and Coffee: Disability Expenses
Having a disability is expensive. Last year, I spent over $9,000 in out of pocket medical costs after insurance premiums. I'm relatively healthy and most of that cost is the maintenance required to keep me healthy. This year, I'm on target to spend a minimum of $6,000 on alternative transportation because I don't drive due to my lack of depth perception. That's $15,000 a year on health and transportation on the low end. That's before food, utilities, student loans for two degrees, or any other bills are considered. I've made career moves to stay on top of all of that because it's in the best interest of my family's stability (short-term and long-term). The last six years have been the most prosperous in my career and the most expensive (I know I'm not alone in feeling the impact of economic conditions). I started taking the bus a lot more over the past year to attempt to reduce the alternative transportation costs. Taking the bus to and from work is...